{"id":3773,"date":"2022-03-06T12:57:50","date_gmt":"2022-03-06T12:57:50","guid":{"rendered":"https:\/\/accres.eu\/accres_html\/?p=3773"},"modified":"2022-03-07T08:36:39","modified_gmt":"2022-03-07T08:36:39","slug":"bank-account-for-e-residency","status":"publish","type":"post","link":"https:\/\/accres.eu\/es\/bank-account-for-e-residency\/","title":{"rendered":"\u00bfD\u00f3nde abrir una cuenta bancaria para una empresa estonia para un participante en el programa de residencia electr\u00f3nica en 2022?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"3773\" class=\"elementor elementor-3773\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4614fa7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4614fa7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e557bcb\" data-id=\"e557bcb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-456ec3c elementor-widget elementor-widget-heading\" data-id=\"456ec3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Problema desde 2015<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d351c8e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d351c8e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-adcf273\" data-id=\"adcf273\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0d39b6e elementor-widget elementor-widget-text-editor\" data-id=\"0d39b6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Desde 2015, muchos no residentes en Estonia con empresas estonias se han enfrentado al hecho de que los bancos estonios han empezado a cerrar sus cuentas bancarias abiertas sin dar ninguna raz\u00f3n. Primero se aplic\u00f3 a los ciudadanos no pertenecientes a la Uni\u00f3n Europea, y despu\u00e9s a todas las empresas que eran propiedad de no residentes en Estonia y no ten\u00edan clientes estonios.<\/span><\/p><p><span style=\"font-weight: 400;\">M\u00e1s tarde se supo que esto se deb\u00eda a esc\u00e1ndalos relacionados con el blanqueo de dinero. Por desgracia, sigue siendo casi imposible para los no residentes en Estonia abrir una cuenta bancaria para su empresa estonia en un banco estonio.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-37af94e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37af94e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4644fa5\" data-id=\"4644fa5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9c7f21d elementor-widget elementor-widget-heading\" data-id=\"9c7f21d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfC\u00f3mo se resuelve el problema?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-996e8fc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"996e8fc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8dd9d9e\" data-id=\"8dd9d9e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82c94b2 elementor-widget elementor-widget-text-editor\" data-id=\"82c94b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Casi de inmediato, este problema se resolvi\u00f3 con la ayuda del sector FinTech. Sistemas de pago como PaySera y Holvi empezaron a ofrecer a las empresas estonias la posibilidad de abrir cuentas bancarias a trav\u00e9s de ellos. Y estos servicios se popularizaron, de modo que incluso las empresas estonias con propietarios locales empezaron a abrir cuentas no en bancos cl\u00e1sicos, sino en bancos de internet. Ahora hay decenas de empresas en el mercado que ofrecen abrir un IBAN europeo para una empresa estonia.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c492eed elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c492eed\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c38be3a\" data-id=\"c38be3a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b690cf6 elementor-widget elementor-widget-heading\" data-id=\"b690cf6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfMerece la pena intentar abrir una cuenta en un banco estonio?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6d1665e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6d1665e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7f7751c\" data-id=\"7f7751c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-13d7ea0 elementor-widget elementor-widget-text-editor\" data-id=\"13d7ea0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Puede intentar abrir una cuenta en un banco estonio en dos casos.<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Usted es una empresa de TI que presta servicios de TI o vende productos de TI SaaS.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tiene clientes a los que vende sus servicios o bienes desde Estonia y que constituyen una parte importante de sus ingresos.\u00a0<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">En todos los dem\u00e1s casos, ser\u00e1 in\u00fatil intentar abrir una cuenta en un banco estonio.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Para abrir una cuenta, tendr\u00e1 que venir a Estonia y posiblemente m\u00e1s de una vez. No es posible abrir una cuenta a distancia.<\/span><\/p><p><span style=\"font-weight: 400;\">Si cree que se ajusta a estos par\u00e1metros, le recomendamos que presente su solicitud al banco LHV.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-83a66b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"83a66b8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d0ea0a3\" data-id=\"d0ea0a3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f8d5df5 elementor-widget elementor-widget-heading\" data-id=\"f8d5df5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfD\u00f3nde creemos que es mejor abrir una cuenta?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6b60104 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6b60104\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-338d445\" data-id=\"338d445\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6183247 elementor-widget elementor-widget-text-editor\" data-id=\"6183247\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">En nuestra opini\u00f3n, ahora lo mejor para una empresa estonia con propietarios no residentes es abrir una cuenta en sistemas de pago, como WISE, PaySera o Revolut.<\/span><\/p><p><span style=\"font-weight: 400;\">Seg\u00fan nuestra experiencia, la m\u00e1s c\u00f3moda de ellas es WISE, ya que es la que permite abrir la cuenta m\u00e1s r\u00e1pidamente y la interfaz es intuitiva.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f2d8869 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f2d8869\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-79f688a\" data-id=\"79f688a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e0a1ba elementor-widget elementor-widget-heading\" data-id=\"5e0a1ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Nota: Si usted es ciudadano y residente fiscal de la Federaci\u00f3n Rusa o Bielorrusia, actualmente no es posible abrir una cuenta en ninguno de los bancos o sistemas de pago que ofrecemos.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0430 \u0441 2015 \u0433\u043e\u0434\u0430 \u041d\u0430\u0447\u0438\u043d\u0430\u044f \u0441 2015 \u0433\u043e\u0434\u0430 \u043c\u043d\u043e\u0433\u0438\u0435 \u043d\u0435\u0440\u0435\u0437\u0438\u0434\u0435\u043d\u0442\u044b \u042d\u0441\u0442\u043e\u043d\u0438\u0438, \u0438\u043c\u0435\u044e\u0449\u0438\u0435 \u044d\u0441\u0442\u043e\u043d\u0441\u043a\u0438\u0435 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438, \u0441\u0442\u043e\u043b\u043a\u043d\u0443\u043b\u0438\u0441\u044c \u0441 \u0442\u0435\u043c, \u0447\u0442\u043e \u044d\u0441\u0442\u043e\u043d\u0441\u043a\u0438\u0435 \u0431\u0430\u043d\u043a\u0438 \u043d\u0430\u0447\u0430\u043b\u0438 \u0437\u0430\u043a\u0440\u044b\u0432\u0430\u0442\u044c \u0438\u043c \u043e\u0442\u043a\u0440\u044b\u0442\u044b\u0435 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0435 \u0441\u0447\u0435\u0442\u0430 \u0431\u0435\u0437 \u043e\u0431\u044a\u044f\u0441\u043d\u0435\u043d\u0438\u044f \u043f\u0440\u0438\u0447\u0438\u043d. \u0421\u043f\u0435\u0440\u0432\u0430 \u044d\u0442\u043e \u043a\u0430\u0441\u0430\u043b\u043e\u0441\u044c \u043d\u0435\u0433\u0440\u0430\u0436\u0434\u0430\u043d \u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u043e\u0433\u043e \u0421\u043e\u044e\u0437\u0430, \u0430 \u0437\u0430\u0442\u0435\u043c \u0443\u0436\u0435 \u0438 \u0432\u0441\u0435\u0445 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439, \u0443 \u043a\u043e\u0442\u043e\u0440\u044b\u0445 \u0432\u043e \u0432\u043b\u0430\u0434\u0435\u043b\u044c\u0446\u0430\u0445 \u0431\u044b\u043b\u0438 \u043d\u0435\u0440\u0435\u0437\u0438\u0434\u0435\u043d\u0442\u044b \u042d\u0441\u0442\u043e\u043d\u0438\u0438 \u0438 \u0443 \u0438\u0445 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439 \u043d\u0435 \u0431\u044b\u043b\u043e \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":3779,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":["post-3773","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-accres-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u0413\u0434\u0435 \u043e\u0442\u043a\u0440\u044b\u0442\u044c \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0439 \u0441\u0447\u0435\u0442 \u0434\u043b\u044f \u044d\u0441\u0442\u043e\u043d\u0441\u043a\u043e\u0439 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0434\u043b\u044f \u0443\u0447\u0430\u0441\u0442\u043d\u0438\u043a\u0430 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b e-Residency \u0432 2022 \u0433\u043e\u0434\u0443? - 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