{"id":3773,"date":"2022-03-06T12:57:50","date_gmt":"2022-03-06T12:57:50","guid":{"rendered":"https:\/\/accres.eu\/accres_html\/?p=3773"},"modified":"2022-03-07T08:36:39","modified_gmt":"2022-03-07T08:36:39","slug":"bank-account-for-e-residency","status":"publish","type":"post","link":"https:\/\/accres.eu\/et\/bank-account-for-e-residency\/","title":{"rendered":"Kus avada pangakonto Eesti ettev\u00f5ttele e-residentsuse programmis osalejale 2022. aastal?"},"content":{"rendered":"
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Probleem alates 2015. aastast<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Alates 2015. aastast on paljud Eesti ettev\u00f5tetega mitteresidendid seisnud silmitsi asjaoluga, et Eesti pangad on hakanud nende avatud pangakontosid p\u00f5hjendamata sulgema. Esmalt kehtis see Euroopa Liitu mittekuuluvate kodanike suhtes ja seej\u00e4rel k\u00f5igi ettev\u00f5tete suhtes, mis kuulusid mitte-eesti residentidele ja millel ei olnud Eesti kliente.<\/span><\/p>

Nagu hiljem selgus, oli selle p\u00f5hjuseks rahapesuga seotud skandaalid. Kahjuks on Eesti mitteresidentidel endiselt peaaegu v\u00f5imatu avada oma Eesti ettev\u00f5ttele pangakontot Eesti pangas.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Kuidas on probleem lahendatud?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Peaaegu kohe lahendati see probleem FinTech-t\u00f6\u00f6stuse abiga. Makses\u00fcsteemid nagu PaySera ja Holvi hakkasid pakkuma Eesti ettev\u00f5tetele pangakontode avamist nende kaudu. Ja need teenused muutusid populaarseks, nii et isegi kohalike omanikega Eesti ettev\u00f5tted hakkasid kontosid avama mitte klassikalistes pankades, vaid internetipankades. N\u00fc\u00fcd on turul k\u00fcmneid ettev\u00f5tteid, kes pakuvad Eesti ettev\u00f5ttele Euroopa IBANi avamist.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Kas tasub proovida avada konto Eesti pangas?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Te v\u00f5ite proovida avada konto Eesti pangas kahel juhul.<\/span><\/p>

  1. Olete IT-ettev\u00f5te, mis pakub IT-teenuseid v\u00f5i m\u00fc\u00fcb SaaS-IT-tooteid.\u00a0<\/span><\/li>
  2. Teil on kliendid, kellele te m\u00fc\u00fcte oma teenuseid v\u00f5i kaupu Eestist ja nad moodustavad olulise osa teie sissetulekust.\u00a0<\/span><\/li><\/ol>

    K\u00f5igil muudel juhtudel on m\u00f5ttetu p\u00fc\u00fcda avada kontot Eesti pangas.\u00a0<\/span><\/p>

    Konto avamiseks peate tulema Eestisse ja v\u00f5ib-olla ka rohkem kui \u00fcks kord. Kontot ei ole v\u00f5imalik avada eemalt.<\/span><\/p>

    Kui usute, et vastate nendele parameetritele, soovitame kandideerida LHV Banki.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    Kus on meie arvates k\u00f5ige parem avada konto?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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    Meie arvates on praegu k\u00f5ige parem, kui Eesti ettev\u00f5te, mille omanikud ei ole residendid, avab konto makses\u00fcsteemides - n\u00e4iteks WISE, PaySera v\u00f5i Revolut.<\/span><\/p>

    Meie kogemuse kohaselt on neist k\u00f5ige mugavam WISE, sest seal saab konto k\u00f5ige kiiremini avada ja kasutajaliides on intuitiivne.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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    NB! Kui olete Venemaa F\u00f6deratsiooni v\u00f5i Valgevene kodanik ja maksuresident, ei ole praegu v\u00f5imalik avada kontot \u00fcheski meie pakutavas pangas v\u00f5i makses\u00fcsteemis.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

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[…]<\/p>\n","protected":false},"author":2,"featured_media":3779,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":["post-3773","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-accres-blog"],"yoast_head":"\n\u0413\u0434\u0435 \u043e\u0442\u043a\u0440\u044b\u0442\u044c \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0439 \u0441\u0447\u0435\u0442 \u0434\u043b\u044f \u044d\u0441\u0442\u043e\u043d\u0441\u043a\u043e\u0439 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0434\u043b\u044f \u0443\u0447\u0430\u0441\u0442\u043d\u0438\u043a\u0430 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b e-Residency \u0432 2022 \u0433\u043e\u0434\u0443? - Accounting Resources<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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